FinCEN Forum: Your Voice on the FinCEN Residential Real Estate Reporting Rule (31 CFR ยง1031.320) or FinCEN RRE Rule

As of March 1, 2026, the FinCEN RRE Rule has fundamentally changed how Americans buy and sell property. Whether you are a buyer concerned about the privacy of beneficial owners, a seller caught in a delayed closing, or a settlement agent navigating the complex reporting cascade, the FinCEN Forum is your platform to speak out. We are a community-driven message board dedicated to documenting the real-world impact of non-financed transfer reporting. From title companies and real estate attorneys struggling with the administrative burden of the Real Estate Report (Form RER) to Realtors and investors facing steep RRE Rule penalties, your stories provide the data needed to advocate for legislative change. Join the conversation today to share your concerns regarding federal overreach, data security, and the rising costs of residential real estate compliance. If you would like information about what the FinCEN RRE is, please follow this link: FinCEN RRE Rule

* This site and it's creators are NOT affiliated with the U.S. Financial Crimes Enforcement Network or the US Government.

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Customer blowback

My Experience

We have a lot of customers that can't understand why this pertains to them when they are just put...

Escrow Officer

My Experience

I found it difficult to get all of the information needed in a timely manner from both parties in...

Purchasing in a trust

My Experience

We're having some problems with balancing our duties to the client. FinCEN has told us not to try...

Escrow Officer

I'm finding kick back from parties that are Managers of an LLC but have no actual interest in the...

Unconsciounable Liability for settlement agents

Opinion/Rant

It is unconscionable to require a neutral third party in a non-financed residential real estate t...

FINCEN problems.

Opinion/Rant

The idea that every ordinary American who wants to buy property with their own money must now be ...

FinCEN RRE Rule Unintended Consequences

Opinion/Rant

Several practical concerns are beginning to emerge within the real estate industry as participant...